Worker's Compensation Cases In Colorado
In Colorado, employers purchase worker's compensation coverage to assist workers when they become injured. The policies provide immediate coverage of medical requirements for these injuries. They also offer monetary benefits to qualifying workers with long-term injuries. The policy provides these workers with up to 60% of their current wages while they are out of work. The following is information about worker's compensation cases managed by a Denver personal injury lawyer.
Deadlines for Reporting Injuries and Filing a Lawsuit
The worker must follow statutes of limitation when they are injured. These statutes prevent them from failing to report injuries in a timely manner. They can also prevent the worker from filing a lawsuit if they wait too long. Currently, the workers have up to 30 days to report their injuries to their employers. They have a period of three years from the date of their accident to file a formal lawsuit. A Denver personal injury lawyer can help if the worker needs to file a lawsuit.
What is Required for the Worker's Compensation Claim?
The worker must acquire forms when seeking medical attention. These forms are available through their human resources department. The forms are presented to the doctor who is providing medical care for the injuries. The doctor has a deadline of 10 days to file the forms with the insurer. All medical records for these injuries are included. The doctor must also identify the exact condition, treatment requirements, and the expected recovery duration. This must include any activities that are prohibited due to this condition.
What Does the Claim's Adjuster Do?
The claim's adjuster must evaluate the case and determine if the worker is eligible for monetary benefits. They must review the terms of the policy to define qualifying injuries and how to process the claim properly. The adjuster either approves or denies the claim and reports back to the insurer and employer. The worker is notified by mail of this decision. If they are denied, a denver personal injury lawyer can help the worker file a legal claim.
What Conditions can Disqualify the Worker for These Benefits?
All policies have clauses for events that could disqualify the worker. All workers must undergo a drug and alcohol screening when seeking medical treatment. If they fail this assessment, they do not qualify for any benefits.
In Colorado, all workers are covered under a worker's compensation policy. The policy provides payment for their medical treatment for work-related injuries. They may also qualify for monetary benefits if they will be out of work for an extended amount of time. Any worker who was denied these benefits can file a claim through a Denver personal injury lawyer.
